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Mortgage Approval Made Easy

As fewer and fewer homebuyers are approved for mortgages in today's tight credit market, it's critical to make a good impression on your lender.  Here is what your lender will consider:

  • Your credit score
  • Your debt-to-income ratio
  • Your down payment
  • Your savings/ liquid reserves
  • Your employment type and history
  • Value of the property
     

Homebuyer Education

Mpowered offers individual coaching sessions to prepare buyers to purchase a home safely and affordably.  It’s the American dream but the process of purchasing a home can be costly and complicated.  Our coaching sessions focus on the financial preparation required to become a homeowner.

Homebuyer education services include:

  • Pros and cons of homeownership
  • Examining and analyzing your credit reports
  • Improving your credit rating
  • Establishing savings and reducing debt
  • Understanding the criteria for mortgage loans
  • Determining how much home you can afford
  • Creating and sticking to a household spending plan
  • Homeowner financial management
  • Preparing an "action plan" to follow to prepare for homeownership

 

Call us at (303) 233-2773 to schedule a Homebuyer Education appointment with one of our certified coaches