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Effective May 31, 2020 mpowered is closed. We are grateful for the community‚Äôs support in our work to empower people to transform their financial futures and encourage you to continue working towards Financial Security for all.   If you are interested in scheduling a no-cost financial coaching appointment, please contact the Denver Financial Empowerment Center at 720.944.2498 or

Schedule Your Free Appointment!

Call 720-944-2498 to schedule a free appointment at any of the locations below. 



  • Center for Work, Education & Employment (CWEE) - 1175 Osage St., Denver, CO 80204
  • Denver Human Services, Castro Building – 1200 Federal Blvd., Denver, CO 80204
  • Denver Workforce Center at Montbello – 4685 Peoria St., Denver, CO 80239
  • Habitat for Humanity of Metro Denver – 3245 Eliot St., Denver, CO 80211
  • Mi Casa Resource Center – 345 S. Grove St., Denver, CO 80219
  • Valdez-Perry Library - 4690 Vine St., Denver, CO 80216
  • Volunteers of America Head Start - 321 S. Yates St., Denver, CO 80219
  • Warren Village – 1323 Gilpin St., Denver, CO 80218


Financial Empowerment Center


Through a $1.9 million grant from the Bloomberg Philanthropies and Living Cities’ Cities for Financial Empowerment (CFE) Fund in 2012, Denver was chosen as one of five U.S. cities to replicate New York City’s evidence-based Financial Empowerment Center model. The model provides free, one-on-one financial counseling by trained professionals to low-income residents both at new local Financial Empowerment Centers and by integrating counseling into the delivery of municipal services.

mpowered leads the provision of direct financial coaching services to the community through the effort, which launched to the public in spring of 2013. In Partnership with the Denver Office of Financial Empowerment, mpowered manages and supports the implementation of the Financial Empowerment Center model.

Why Denver?
As a growing City, poverty in Denver is sometimes hidden, but approximately 21% of the city’s 600,000 residents live below the federal poverty level and many more live below a level of true self-sufficiency. 36,000 families are estimated to be functioning outside the financial mainstream, with many using high cost financial services in place of conventional banking. 188,000 residents (31% of the population) rely on federal assistance programs through the Department of Human Services. Others turn to nonprofit providers to help meet basic needs.

Financial counseling and financial literacy efforts, particularly when delivered in concert with additional stabilization services, can be strong tools to move families out of poverty and toward self-sufficiency.

Financial Empowerment Centers
Opened on March 12, 2013, Denver’s network of Financial Empowerment Centers offers free, unbiased, one-on-one, professional financial counseling in English and Spanish. The Centers are designed to help clients:
• Take control of their debt
• Deal with debt collectors
• Improve their credit
• Build savings
• Create a budget
• Find safe and affordable financial products
• And other services based on client needs

As a result of partnerships with various City of Denver agencies and other direct human service nonprofit organizations, the Centers are co-located to provide easy access for clients in need.


  • Provide free, professional, one-on-one financial advice and guidance that is both targeted to the specific financial situation of each individual and delivered at scale across the city of Denver.
  • Ensure that the financial education services help thousands of individuals stabilize their finances, rebuild their credit, pay down debt, and begin to build savings in quantifiable and tangible ways.
  • Impact the overall economic vitality of Denver through strategies proven by the Financial Empowerment Center model.
  • Implement an innovative process that elevates the work of social services and local nonprofits by offering high touch point programs aimed at increasing financial stability and self-sufficiency of Denver residents.  

a program of                                                                     partnering with